Move the sliders. We’ll check your eligibility against the real 2026 income limits and estimate your monthly cost and cash to close — live, using MCDP’s own numbers.
Lenders count these against what you can borrow.
Homes are matched to household size: a 1-bedroom is for 1–2 people, a 2-bedroom for 2–4, a 3-bedroom for 3–6.
One recent buyer closed with about $2,200 of their own cash, using $10,000 in MaineHousing down-payment assistance.
Your loan balance falls as equity builds. Early payments are mostly interest; over time, more goes to principal you keep.
Estimates for illustration only, using MCDP’s published figures and 2026 income limits. Your lender confirms exact numbers. Assistance shown: MaineHousing Advantage ($5k), First Generation ($10k), plus a possible FHLB grant.