Home · Can I afford it?
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Can you buy a home here?

Move the sliders. We’ll check your eligibility against the real 2026 income limits and estimate your monthly cost and cash to close — live, using MCDP’s own numbers.

✅
You’re likely eligible
Within the income limit for your household

Estimated monthly cost

$2,453/mo + utilities
  • Mortgage (P&I)$1,900
  • Property taxes (est.)$300
  • Condo fee$255
  • Insurance (est.)$40

Cash to get in

$7,866after assistance

As low as $2,500 with a stacked FHLB grant.

Where your money goes over 30 years

Your loan balance falls as equity builds. Early payments are mostly interest; over time, more goes to principal you keep.

Principal (equity you keep) Interest paid Remaining balance
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Estimates for illustration only, using MCDP’s published figures and 2026 income limits. Your lender confirms exact numbers. Assistance shown: MaineHousing Advantage ($5k), First Generation ($10k), plus a possible FHLB grant.

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Answers from MCDP's own information · Home Sweet Maine