Seven clear steps — with a real person from Home Sweet Maine alongside you the whole way. Income is only ever checked once, at purchase.
Take the 2-minute match tool. It confirms your household is within the income limits and shows your best-fit home, estimated monthly cost, and cash-to-close.
Attend a free homebuyer-education session — required for MaineHousing loans, and it makes the rest of the process far less daunting.
Call 2–3 lenders from the directory (a soft credit pull, about an hour, no score hit). They issue a pre-qualification letter and help you stack MaineHousing & FHLB assistance.
Complete the City of Portland income-eligibility form with pay stubs and your tax return. Income is only checked once — at purchase.
When reservations open, choose your unit (1, 2 or 3BR, floor, accessible) and place a $2,500 deposit, held in escrow and applied to your purchase. Co-op homes reserve with $500 today.
Do a final walkthrough a day or two before closing, then close with a title team that handles the paperwork.
Get your keys. The builder's warranty covers punch-list items with check-ins at 1, 6, and 11 months.
Who to call, and why — a soft pull, no score hit.
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